Best Background Checks Reviews

  • Reviews
    • Coupons
    • Free Trials
  • Comparison
  • Articles
    • FAQ
  • More
    • Identity Theft Protection
    • Smart DNS
    • VPN Services
    • More Reviews
Best Reviews > Best Background Checks Reviews > FAQ > Does a Background Check Include a Credit Report?

Best Reviews may receive compensation for its content through paid collaborations and/or affiliate links. Learn more about how we sustain our work and review products.

Does a Background Check Include a Credit Report?

By Tamas O. Verified by Mary P.
Last updated: August 12, 2018

Checking the available categories in a background report

Yes indeed, most background check services have a section dedicated to the target’s credit score and credit report. Since this is highly sensitive information, the details contained may be reserved for premium searches, meaning that basic checks may not display it. It is also true that companies don’t trust the results of online background check services when it comes to your financial status, so they will conduct an official inquiry whenever necessary.

Screening a candidate’s credit status has become a routine process for jobs that involve handling money (for example cashiers, accountants, or bank employees) or require having access to someone else’s property (such as a police officer, healthcare provider, or firefighter). This is because of the assumption that if you are bad with your own finances, then dealing with other people’s valuables might be too tempting and lead to theft. It’s important to know that a credit check isn’t an invasion of privacy, although the employer must always first ask for the candidate’s permission before a search is conducted. As for jobs outside of the above-mentioned suggestions, the jurisdiction of several states – such as California, Colorado, Washington and New York City – can limit the corporate rights to perform credit reports.

Yet there are some myths that should be dismissed about the process. A poor credit report might not immediately disqualify you. Some scores are more alarming than others, and if you are able to give a truthful and plausible explanation for the low score, the company performing the check might ignore it in light of your more appealing credentials. Finally, employers won’t read too deeply into the report since all they wish to know is whether your finances and in order or not. When you are asked to give permission for a credit check, the most reasonable course of action is to conduct the search yourself. Access a background check service yourself to reveal how much information is available about you. This will of course allow you to better prepare for an upcoming interview.

The Best Background Check Services of 2023

Rank Company Info Visit
1
Truthfinder
  • Quality of reports
  • Fast searches
  • Ease of use
  • Dark web monitoring
  • Review:
Visit Truthfinder17% Discount
2
Instant Checkmate
  • Wide variety of information
  • Reverse phone lookup
  • Financial data included
  • No cancellation fees
  • Review:
Visit Instant Checkmate
3
Intelius
  • User-friendly layout
  • Organized reports
  • Versatile search options
  • Criminal and financial records
  • Review:
Visit Intelius

More FAQs

  • Can Background Checks Be Done on Minors?
  • Do I Need Permission To Run a Background Check on Someone Else?
  • Does a Background Check Include a Credit Report?
  • Does a Background Check Include a Driving Record?
  • Does a Background Check Include a Drug Test?
  • Does a Background Check Include Tax Records?
  • Does a Background Check Reveal Immigration Status?
  • How Can I Do a Background Check?
  • How Can I Remove My Name From Background Check Websites?
  • How Far Back Do Background Checks Go?
  • How Long Does a Background Check Take?
  • How Much Does a Background Check Cost?
  • Is a Background Check Legal?
  • What Information Does a Background Check Show?
  • What Is a Background Check?
  • Will a Background Check Show My Employment History?

Get the Best Deals on Background Checks

Subscribe to our monthly newsletter to get the best deals, free trials and discounts on background checks.

Thank you for subscribing. Please check your email account for your confirmation email!
By subscribing to our newsletter you agree to our privacy policy and terms of use.
Tab title

Best Background Check Services

# 1 Truthfinder Reviews
# 2 Intelius Reviews
# 3 Instant Checkmate Reviews

Recent Articles

  • SmartMove Coupons
  • SmartMove Free Trial
  • SmartMove Reviews
  • ShareAble For Hires Coupons
  • ShareAble For Hires Reviews

Recent Articles

  • SmartMove Coupons
  • SmartMove Free Trial
  • SmartMove Reviews
  • ShareAble For Hires Coupons
  • ShareAble For Hires Reviews

More Info

  • Best Background Check Services for Dating
  • Best Background Check Services for Employers
  • Best Background Check Services for Landlords

Best Reviews

Best Reviews may receive compensation for its content through paid collaborations and/or affiliate links. Learn more about how we sustain our work and review products.

Best Reviews © 2023 · Privacy Policy · Terms of Use · Contact Us